Privacy Policy

This policy applies to all users of ppmcalculators.com.

1. Introduction

Welcome to PPM Calculators ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and what rights you have in relation to it. By using our website at ppmcalculators.com, you agree to the terms of this Privacy Policy.

2. Our Core Principle: Zero Calculation Data Retention

We prioritize your privacy. All calculations performed on this website are processed entirely locally on your device (client-side). We do NOT transmit, store, or save any of the input values, formulas, or results of your calculations to our servers. Your calculation data never leaves your browser.

3. Information We Collect

While our core calculation service operates entirely client-side, we and our third-party partners automatically collect certain information when you visit our website:

  • Log Files: Like most websites, our servers automatically record information that your browser sends whenever you visit. This log data may include your IP address, browser type and version, pages of our site that you visit, the time and date of your visit, the time spent on those pages, and other statistics. This information is used for security, troubleshooting, and aggregate analytics. We do not link this data to any personally identifiable information.
  • Usage Data (Google Analytics): We use Google Analytics to collect anonymous, aggregated statistics about how visitors interact with our website, such as page views, session duration, and traffic sources. Google Analytics uses cookies to collect this information. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
  • Functional Cookies & Local Storage:We use local storage to remember your theme preference (light/dark mode) and your cookie consent choice. These are strictly necessary for the site's functionality.
  • Advertising Cookies: Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our sites and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings or www.aboutads.info.

4. How We Use Your Information

We use the information we collect to:

  • Monitor and analyze usage trends to improve our website performance and user experience.
  • Maintain and improve the security of our site.
  • Display relevant advertising to support the free availability of our tools.
  • Comply with legal obligations.

We do not sell your personal information to any third party.

5. Third-Party Services

We use the following third-party services that may collect data about you:

  • Google AdSense: Used to display advertisements. Google may use cookies to serve ads based on your prior visits to our site or other sites. Google's Privacy Policy.
  • Google Analytics: Used to analyze website traffic and user behavior. Google's Privacy Policy.

These third-party service providers have their own privacy policies governing how they use your information. We encourage you to review their policies.

6. Third-Party Links

Our website may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Data Security

We take reasonable technical and organizational measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our website is served over HTTPS (SSL/TLS encryption). However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee the absolute security of any information.

8. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without parental consent, we will take steps to remove that information from our systems.

9. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal data:

  • Right to Access: You may request a copy of the personal information we hold about you.
  • Right to Deletion: You may request that we delete your personal information. Note that because we collect minimal data and do not create user accounts, most data is held by our third-party providers (Google). To remove Google Analytics data, please use the Google Analytics Opt-out Browser Add-on.
  • Right to Opt-Out of Advertising: You may opt out of personalized advertising at any time by visiting Google Ads Settings or www.aboutads.info.
  • Cookie Management: You can control and manage cookies through your browser settings. Note that disabling cookies may affect the functionality of our website.

To exercise any of these rights, please contact us using the details in the Contact Us section below.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we do, we will revise the "Effective Date" at the top of this page. We encourage you to periodically review this page for the latest information on our privacy practices. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: [email protected] or via our Contact Us page. We will respond to your request within a reasonable timeframe.